clearcrystalwaterPlatinumClearcrystalwater
Founding Member
Platinum
14 yrs, 6 mths ago

Health Fund blues

My health fund used to pay a rebate for my teeth sensitivity treatment at my dentist but when I went last week to the dentist my health fund has changed (without me knowing!) and stopped rebating on this particular item. Does anyone have a health fund that changes things around too (without them knowing) or is it just me?

96 comments 32 voices

Replies

  • 13 yrs, 2 mths ago

    I feel that I would use it, as I plan to start seeing a naturopath this year and I need to have my wisdom teeth out. All of them I think!
    I know it`s so expensive but I figure it`s worth it if something unexpected happens too.

  • 13 yrs, 2 mths ago

    I feel that I would use it, as I plan to start seeing a naturopath this year and I need to have my wisdom teeth out. All of them I think!
    I know it`s so expensive but I figure it`s worth it if something unexpected happens too.

  • 13 yrs, 2 mths ago

    I feel that I would use it, as I plan to start seeing a naturopath this year and I need to have my wisdom teeth out. All of them I think!
    I know it`s so expensive but I figure it`s worth it if something unexpected happens too.

  • skitzkittyPlatinumSkitzkitty
    Platinum
    13 yrs, 2 mths ago

    I`d stay away from all of them!!! I`m in my mid-30`s and opted out of private health insurance before I was 30. It`s true that you get penalised for every year once you turn 30, but it`s just not worth it for me or my partner. When I had insurance, I used it once a year for a dentist visit – that`s it!! I don`t need glasses (and going by my parents, I won`t need them ever!) I have good teeth, I don`t play sport, I don`t like chiropractors and I don`t have children. The extra tax is still way less than what I`d pay in premiums, especially now the Government is looking at taking away the rebates. My partner had enough when Mutual Community increased their premiums four times in one year – outrageous!

  • skitzkittyPlatinumSkitzkitty
    Platinum
    13 yrs, 2 mths ago

    I`d stay away from all of them!!! I`m in my mid-30`s and opted out of private health insurance before I was 30. It`s true that you get penalised for every year once you turn 30, but it`s just not worth it for me or my partner. When I had insurance, I used it once a year for a dentist visit – that`s it!! I don`t need glasses (and going by my parents, I won`t need them ever!) I have good teeth, I don`t play sport, I don`t like chiropractors and I don`t have children. The extra tax is still way less than what I`d pay in premiums, especially now the Government is looking at taking away the rebates. My partner had enough when Mutual Community increased their premiums four times in one year – outrageous!

  • skitzkittyPlatinumSkitzkitty
    Platinum
    13 yrs, 2 mths ago

    I`d stay away from all of them!!! I`m in my mid-30`s and opted out of private health insurance before I was 30. It`s true that you get penalised for every year once you turn 30, but it`s just not worth it for me or my partner. When I had insurance, I used it once a year for a dentist visit – that`s it!! I don`t need glasses (and going by my parents, I won`t need them ever!) I have good teeth, I don`t play sport, I don`t like chiropractors and I don`t have children. The extra tax is still way less than what I`d pay in premiums, especially now the Government is looking at taking away the rebates. My partner had enough when Mutual Community increased their premiums four times in one year – outrageous!

  • 13 yrs, 2 mths ago

    Jayne I ned to get my wisdom teeth out too! I`m not in a health fund but I think it`s time to join. Also, my partner turns 30 this year and I have heard that you get penalised if you join after that?
    I am looking into it all at the moment so would be keen to hear some recommendations or “”stay away froms”” if anyone can help!

  • 13 yrs, 2 mths ago

    Jayne I ned to get my wisdom teeth out too! I`m not in a health fund but I think it`s time to join. Also, my partner turns 30 this year and I have heard that you get penalised if you join after that?
    I am looking into it all at the moment so would be keen to hear some recommendations or “”stay away froms”” if anyone can help!

  • 13 yrs, 2 mths ago

    Jayne I ned to get my wisdom teeth out too! I`m not in a health fund but I think it`s time to join. Also, my partner turns 30 this year and I have heard that you get penalised if you join after that?
    I am looking into it all at the moment so would be keen to hear some recommendations or “”stay away froms”” if anyone can help!

  • Beauty ObsessionPlatinumBeauty Obsession
    Founding Member
    Platinum
    13 yrs, 2 mths ago

    I don`t have health insurance myself atm. I figured the extra tax I pay would probably be less than what I`d have to fork out each month. I am looking into getting extras cover. A friend of mine pays under $400 a year through Medibank and is covered for things like optical and dental. I`m not sure if there is still out of pocket expensives but I`m sure I`ll benefit from the optical as I wear glasses for shortsight.

  • You must be logged in to reply to this topic.